Employer-sponsored health insurance is a great benefit for employees. These plans typically provide comprehensive coverage, and most employers pay 50–80% of the employee’s premium, making it very affordable.
The challenge often comes when adding a spouse or dependents. In many cases, the employer contribution only applies to the employee — meaning the cost of covering family members can increase significantly.
A Smart Solution
One way to save is by keeping the employee on the employer plan and enrolling the rest of the family in a private plan. This strategy often saves families hundreds of dollars per month while still providing full coverage, low or $0 deductibles, and excellent benefits.
Contact one of our agents today to see if a private plan could help lower your family’s monthly premiums.
